Live plants are a whole other heap of work. For plain ol' stock lighting that comes with a 10 gallon setup, you'd be fine with just plain gravel, anubias, and java fern. Actually, here, I found this link, and it looks useful:
http://www.aquarticles.com/articles/...nted_Tank.html
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current setup:
5.5 gallon low-light planted tank
-1 dwarf puffer named Beep.
for reference: my name is Julie