T5HO all the way! With a 4 bulb Retro kit of T5HO you will have plenty of light for any type of Corals and it's alot less expensive. I can dig up links to some prize winning tanks run on only T5's if you have any doubts. And the retro kits built into a canopy are really inexpensive.
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I wonder how much salt mix I would need to turn our in ground pool into a Reef. 
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